Hired and Non-owned Auto Insurance in Elizabeth, NJ

What Is Hired and Non-owned Auto Insurance?

Hired and non-owned auto coverage (HNOA) may help provide coverage for vehicles your business uses but does not own. This type of insurance is crucial for businesses that lease vehicles, rely on rental vehicles or allow employees to use their personal vehicles for business purposes.

Contact Upix Agency today to learn about how hired and non-owned auto policies can help protect your company’s financial stability.

What Are the Benefits of Hired and Non-owned Auto Insurance?

Hired and non-owned auto coverage can help protect your business from potential lawsuits and financial losses resulting from accidents involving leased, rented or borrowed vehicles.

This policy may provide coverage regardless of whether the vehicle is rented or owned by an employee, ensuring comprehensive protection for diverse business operations.

Is This Insurance Required?

New Jersey businesses must maintain minimum amounts of auto insurance on vehicles the company uses, and hired and non-owned auto coverage can help meet that requirement. Commercial auto insurance may not provide appropriate coverage for lease, rented or borrowed cars. Your agent can help you understand how New Jersey’s minimum auto insurance requirements apply to your company so you can get appropriate coverage for vehicles your company uses to conduct business.

HNOA can help bridge the gap left by standard commercial auto policies, ensuring your business operations remain protected against unforeseen liabilities and accidents involving rented or employee-owned vehicles.

How to Covered

Contact Upix Agency in Elizabeth, NJ, to compare hired and non-owned auto insurance quotes.