Workers’ Compensation Insurance in New Jersey

New Jersey companies must provide workers’ compensation coverage or be approved for self-insurance. This requirement applies regardless of the number of employees, the type of business or the duration of employment. 

Contact Upix Agencyin Elizabeth, New Jersey, for a workers’ compensation insurance policy with favorable rates. 

What Does Workers’ Compensation Insurance Cover? 

Workers’ compensation insurance may help pay for medical expenses, rehabilitation costs and lost wages for covered employees injured or ill as a direct result of their jobs. It may provide death benefits to families of employees who die because of work-related accidents or illnesses.  

Do I Need Workers’ Compensation Insurance If I Have No Employees? 

If you have no employees, you typically are not required to have workers’ compensation insurance. Your agent can help you understand local laws and consider your personal and business risks before deciding whether to obtain this coverage for yourself. 

How to Get New Jersey Workers’ Compensation Insurance 

Contact Upix Agencytoday to start comparing workers’ compensation insurance costs. Our agents can help you understand New Jersey’s workers’ compensation insurance regulations and get appropriate coverage.